payever Checkout – Composable Payment Gateway (Free)

payever Checkout enables merchants to offer a comprehensive range of payment methods through a single, modular plugin. From B2C and B2B Buy Now Pay Later (BNPL), installments, and financing options to credit cards, PayPal, local payment methods, and real-time bank transfers via Open Banking – everything is unified in one solution.
Benefit from exclusive partnerships with leading providers such as Santander, Openbank, Allianz Trade, Swedbank, Verifone, Stripe, and Ivy. With a fast and simple integration, you can activate multiple payment methods in just a few clicks and scale internationally with ease.
Trusted by more than 5,000 merchants across 9 countries.

www.getpayever.com/checkout

Payment Methods – Buy Now Pay Later (B2C & B2B)

Together with our partners Santander, Openbank, Allianz Trade, Swedbank, Resurs Bank, and Verifone, we offer flexible BNPL, installment, and financing solutions tailored to both B2C and B2B use cases.

Openbank Pay – Buy Now Pay Later

• Payment period: after shipment
  
• Feature: customers pay later while merchants receive full payout upon shipment
  
• Availability: Germany

Openbank Pay – Installments

• Payment period: 3–36 monthly installments (country dependent)
  
• Feature: instant automated decision, seamless checkout experience, immediate payout
  
• Availability: Germany

Openbank Pay – Pay in 3

• Payment period: 3 monthly installments
  
• Feature: simplified installment solution with fast approval
  
• Availability: Spain

Openbank Pay – Lending / Financing

• Payment period: 6–72 months, up to €60,000
  
• Feature: fully digital loan application (bank login or video ID + eSignature), flexible interest rates, optional merchant-funded or commission-based models
  
• Availability: Germany

Santander Financing / Installments

• Payment period: 6–72 months (0% financing possible)
  
• Feature: fully digital process including video identification and electronic signing
  
• Availability: Austria, Belgium

Santander Buy Now Pay Later

• Payment period: 30 days
  
• Feature: guaranteed payout upon shipment
  
• Availability: Austria

Resurs Bank – Invoice (BNPL)

• Feature: invoice-based payment (terms depend on agreement)
  
• Availability: Denmark, Finland, Norway, Sweden

Resurs Bank – Installments / Financing

• Feature: Flexible financing options from DKK 1,000 to DKK 75,000. (terms depend on agreement)
  
• Availability: Denmark, Finland, Norway, Sweden

Swedbank Pay – Invoice

• Feature: customers pay later, merchants receive full payout upon shipment
  
• Availability: Sweden, Denmark, Norway

White-label BNPL (Verifone)

• Feature: BNPL solution for B2C and B2B with full payout upon shipment
  
• Availability: Germany, Austria

Transaction fees for all BNPL methods are provided individually on request.

Open Banking & Bank Payments
Enable customers to pay directly via their online banking with instant confirmation and maximum security.

Pay by Bank

• Feature: real-time bank transfer with immediate confirmation; modern alternative to prepayment
  
• Availability: Austria, Belgium, Germany, Denmark, Estonia, Great Britain, Spain, Finland, France, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Netherlands, Norway, Poland, Portugal, Romania, Sweden
  
• Fees: fixed fee per transaction (on request)

SEPA Direct Debit

• Feature: customers authorize direct debit during checkout; ideal for subscriptions and recurring payments
  
• Availability: 36 SEPA countries (via Verifone or Stripe)

WERO

• Feature: new European wallet based on instant bank transfers, supported by major European banks
  
• Availability: Germany, France, Belgium, Netherlands

Ivy

• Feature: integrates climate protection contributions into every transaction at no additional cost
  
• Availability: Germany, Finland, France, Italy, Estonia, Lithuania, Netherlands, Portugal, Austria, Spain, Great Britain, Belgium, Hungary, Ireland, Latvia, Poland, Australia

Fees vary depending on method and are available on request.

Credit & Debit Card Payments
Accept all major international card schemes with instant authorization and global coverage.
Supported cards: Visa, Mastercard, American Express, JCB, Diners Club

Verifone

• Availability: worldwide
  
• Feature: strong omnichannel capabilities combining online and POS payments

Stripe

• Availability: worldwide
  vFeature: fast onboarding, global reach across countries and currencies
  
• Fees: 1.4% + €0.25 (EU cards) / 2.9% + €0.25 (non-EU cards)

Swedbank Pay

• Availability: worldwide
  
• Feature: strong acceptance in Nordic markets

Additional fees available individually on request (except Stripe standard pricing).

Wallets & Local Payment Methods
Offer customers familiar and trusted payment options tailored to their region.

Apple Pay / Google Pay

• Availability: worldwide
  
• Feature: fast, secure payments via stored cards (via Verifone or Stripe)
  
• Fees: aligned with Stripe pricing

PayPal

• Availability: worldwide
  
• Feature: globally trusted wallet with seamless checkout experience
  
• Fees: 1.49%–2.49% + €0.35

Local payment methods:

• Belgium: Ecocheques, Bancontact
  
• Spain: Bizum
  
• Poland: Przelewy24, BLIK
  
• Austria: eps
  
• Switzerland: TWINT
  
• Sweden: Swish

Fees are typically defined individually; BLIK and Swish are passed through without surcharge (existing conditions can be retained).

Contact
For further information, individual pricing, or activation of specific payment methods, please contact:
support@payever.de